Identity theft credit report damage
A big percentage of the US population will have to deal with an identity theft.
Credit report problems are already a problem even without identity theft. 79% of credit reports had a mistake or errors as of 2004.
Practical advice on how to preserve the integrity of your credit reports:
Check your credit reports every 90 days, all 3 credit bureaus.
Dispute a problem in writing, certified mail. The online disputing system is not recommended. Doing so uses binding arbitration and waives your rights to a jury trial for items that went uncorrected.
If you are a victim of identity theft, contact law enforcement and file a police report, and send the copies to all 3 credit bureaus.
Always use certified mail return receipt when corresponding with the credit bureaus.
June 5th, 2007 at 11:38 am
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